[et_pb_section fb_built=”1″ _builder_version=”4.9.1″ _module_preset=”default” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” bottom_divider_arrangement=”above_content” locked=”off”][et_pb_row make_equal=”on” _builder_version=”4.9.2″ _module_preset=”default” width=”100%” max_width=”100%” custom_padding=”0px||6px|||”][et_pb_column type=”4_4″ _builder_version=”4.9.0″ _module_preset=”default”][et_pb_text _builder_version=”4.9.2″ _module_preset=”default” text_font=”Gothic A1|300|||||||” text_text_color=”#000000″ text_font_size=”16px” text_line_height=”1.8em” header_2_font=”Playfair Display||||||||” header_2_font_size=”40px” header_2_line_height=”1.3em” text_orientation=”center” max_width=”700px” module_alignment=”center” custom_margin=”||1px|||” custom_padding=”50px||25px||false|false” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|desktop” hover_enabled=”0″ sticky_enabled=”0″]<\/p>\n

Master Your Mortgage for Financial Freedom<\/h2>\n

by Robinson Smith<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” prev_background_color=”#ffffff” _builder_version=”4.9.0″ _module_preset=”default” background_color=”#F2EFEA” module_alignment=”center” custom_padding=”37px|14px|160px|||” custom_padding_tablet=”” custom_padding_phone=”0px|14px|20px||false|false” top_divider_style=”wave” top_divider_height_tablet=”” top_divider_height_phone=”50px” top_divider_height_last_edited=”on|desktop”][et_pb_row column_structure=”1_3,2_3″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.9.0″ _module_preset=”default” width_tablet=”90%” width_phone=”90%” width_last_edited=”on|desktop” max_width_tablet=”90%” max_width_phone=”90%” max_width_last_edited=”on|tablet” custom_margin=”50px||||false|false” custom_margin_tablet=”80px||||false|false” custom_margin_phone=”0px||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”0px||0px|||” border_style_all=”none” border_color_top=”#2A3F75″ border_width_top_tablet=”1px” border_width_top_phone=”1px” border_width_top_last_edited=”on|phone”][et_pb_column type=”1_3″ _builder_version=”4.8.1″ _module_preset=”default” custom_padding=”||||false|false” custom_padding_tablet=”80px||80px|0px|false|false” custom_padding_phone=”100px||40px|0px|false|false” custom_padding_last_edited=”on|phone”][et_pb_image src=”https:\/\/www.influencepublishing.com\/wp-content\/uploads\/2021\/02\/master-your-mortgage.jpg” title_text=”master-your-mortgage-2″ show_bottom_space=”off” align=”right” disabled_on=”off|off|off” _builder_version=”4.9.0″ _module_preset=”default” box_shadow_style=”preset1″ src__hover_enabled=”on|hover” src__hover=”https:\/\/www.influencepublishing.com\/wp-content\/uploads\/2021\/02\/master-your-mortgage-2.jpg”][\/et_pb_image][\/et_pb_column][et_pb_column type=”2_3″ _builder_version=”4.8.1″ _module_preset=”default” custom_padding=”||||false|false” custom_padding_tablet=”80px||80px|0px|false|false” custom_padding_phone=”100px||40px|0px|false|false” custom_padding_last_edited=”on|phone”][et_pb_text _builder_version=”4.8.2″ _module_preset=”default” header_3_font=”Playfair Display||||||||” header_3_text_align=”left” header_3_text_color=”#000000″ header_3_font_size=”34px” header_3_line_height=”1.4em” max_width=”700px” module_alignment=”center” custom_margin=”30px||||false|false” custom_margin_tablet=”-10px||||false|false” custom_margin_phone=”-10px||||false|false” custom_margin_last_edited=”on|phone” locked=”off”]<\/p>\n

About the Book<\/h3>\n

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The Smith Manoeuvre should be considered for implementation by every Canadian family that has a conventional mortgage on their home. Why? Because with a simple, one-time restructuring of your finances it can be worth hundreds of thousands of dollars to you.<\/p>\n

This exciting financial strategy simultaneously converts mortgage interest to tax refunds, shortens the amortization period of the mortgage and builds a free-and-clear portfolio of investments of your own choosing to fund the future for your family.<\/p>\n

This unique strategy is not reserved for the wealthy. If you have a mortgage, you can make it tax-deductible. No new money is required from you, your debt will not increase, the benefits are free, and The Smith Manoeuvre is legal \u2013 in fact, it is encouraged.
Miss no opportunity \u2013 read this book and enlist the guidance of accredited Smith Manoeuvre Certified Professionals near you. It can mean the difference between working in your retirement or making your retirement work for you.<\/p>\n

\n

\u201cRobinson delivers more value per page than any other book on personal finance that I\u2019ve read in recent years. \u00a0His light-hearted and straightforward approach makes this a must-read for Canadian homeowners looking for innovative ways to save tax, reduce debt expense and accelerate wealth creation.\u201d<\/em>
\u2014 Jason Henneberry, President, Technology & Partner Integrations, Tango Financial<\/p>\n

 <\/p>\n

\u201cI wish I had known about\u00a0The Smith Manoeuvre\u00a0back when I bought my home. \u00a0It would have made burning my mortgage a lot easier! \u00a0Make your money work for you, not the other way around. \u00a0Build wealth, with no new cash required. \u00a0Seem too go be true? \u00a0It\u2019s\u00a0not. \u00a0This is a must-read for any and every Canadian with a mortgage. \u00a0Follow in the footsteps of the wealthy by making your mortgage tax-deductible on your way to mortgage-free financial freedom.\u201d<\/em>
\u2014 Sean Cooper, Bestselling Author of Burn Your Mortgage<\/p>\n

 <\/p>\n

\u201cFraser Smith\u2019s original book opened my eyes on how to build wealth in Canada. Now his son, Robinson Smith, both simplifies the concept and provides ways to accelerate it with\u00a0Master Your Mortgage For Financial Freedom.\u201d<\/em>
\u2014 Tom Drake, founder of\u00a0MapleMoney.com<\/p>\n<\/blockquote>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ prev_background_color=”#F2EFEA” _builder_version=”4.8.2″ _module_preset=”default” background_enable_color=”off” module_alignment=”center” custom_padding=”29px|14px|4px|||” top_divider_style=”wave” top_divider_flip=”horizontal” top_divider_height_tablet=”” top_divider_height_phone=”50px” top_divider_height_last_edited=”on|desktop”][et_pb_row column_structure=”3_4,1_4″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.8.2″ _module_preset=”default” width_tablet=”90%” width_phone=”90%” width_last_edited=”on|desktop” max_width_tablet=”90%” max_width_phone=”90%” max_width_last_edited=”on|tablet” custom_padding=”60px||0px|||”][et_pb_column type=”3_4″ _builder_version=”4.8.2″ _module_preset=”default” scroll_vertical_motion_enable=”on” scroll_vertical_motion=”0|50|50|100|0.5|0|0.5″ scroll_vertical_motion_tablet=”0|50|50|100|0|0|0″ scroll_vertical_motion_phone=”0|50|50|100|0|0|0″ scroll_vertical_motion_last_edited=”on|phone”][et_pb_text _builder_version=”4.8.2″ _module_preset=”default” header_3_font=”Playfair Display||||||||” header_3_text_align=”left” header_3_text_color=”#000000″ header_3_font_size=”34px” header_3_line_height=”1.4em” max_width=”700px” module_alignment=”left” custom_margin=”30px|||68px|false|false” custom_margin_tablet=”-10px||||false|false” custom_margin_phone=”-10px||||false|false” custom_margin_last_edited=”on|phone”]<\/p>\n

About the Author<\/h3>\n

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Robinson graduated from the University of Victoria with a double major in Economics and Chinese Studies in 1995.\u00a0 During his time at UVic, he also studied Mandarin in Beijing and Shanghai and upon graduation worked in various sectors in China including international trade and investment while serving as acting Commercial Counselor at the Canadian Embassy in Beijing.
After obtaining an International Business MBA from Simon Fraser University in 2003, Robinson returned again to China to become vice president of The Balloch Group, a boutique international investment bank based in Beijing, and worked on various projects as diverse as seaports, steel cable manufacture, lumber joint ventures and hydrogen fuel-cell investment.\u00a0 He has dined and mingled with the likes of Henry Kissinger, Prime Minister Jean Chretien and the Premier of China, yet somehow still manages to maintain an air of superiority.<\/p>\n

In 2006, Robinson returned to Victoria to work with his father, Fraser \u2013 the financial strategist who pioneered The Smith Manoeuvre \u2013 where Robinson helped over 500 families implement the strategy one at a time.\u00a0 In 2018, Robinson sold his investment advisory practice in order to write Master Your Mortgage for Financial Freedom, the follow-up to his father\u2019s original book, and reach even more Canadians.<\/p>\n

Robinson now dedicates his time writing, speaking and training both homeowners and financial professionals in The Smith Manoeuvre strategy in order to continue on with his father\u2019s original mission to give every Canadian homeowner the opportunity to say \u201cYes\u201d to the question, \u201cDo you want to make your mortgage tax-deductible?\u201d<\/p>\n

He lives in Victoria, BC, with his wife, Heidi, and their dog, Harley.<\/p>\n

www.smithman.net<\/a><\/p>\n

[\/et_pb_text][et_pb_social_media_follow disabled_on=”off|off|off” _builder_version=”4.9.0″ _module_preset=”default”][et_pb_social_media_follow_network social_network=”facebook” url=”http:\/\/facebook.com\/TheSmithManoeuvre\/” _builder_version=”4.9.0″ _module_preset=”default” background_color=”#3b5998″ follow_button=”off” url_new_window=”on”]facebook[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”linkedin” url=”http:\/\/linkedin.com\/in\/robinson-smith\/” _builder_version=”4.9.0″ _module_preset=”default” background_color=”#007bb6″ follow_button=”off” url_new_window=”on”]linkedin[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.8.1″ _module_preset=”default” custom_padding=”50px||||false|false” custom_padding_tablet=”40px||||false|false” custom_padding_phone=”40px||||false|false” custom_padding_last_edited=”on|phone”][et_pb_image src=”https:\/\/www.influencepublishing.com\/wp-content\/uploads\/2021\/02\/robinson-smith.jpg” title_text=”robinson-smith” align=”center” _builder_version=”4.9.0″ _module_preset=”default”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.8.2″ _module_preset=”default” custom_padding=”||4px|||”][et_pb_row _builder_version=”4.6.1″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.6.1″ _module_preset=”default”][et_pb_blurb title=”Interview with Robinson Smith” content_max_width=”100%” _builder_version=”4.9.0″ _module_preset=”default” header_font=”Playfair Display||||||||” header_font_size=”30px” body_font=”||||||||” custom_margin=”||10px||false|false”]<\/p>\n

Please share a bit about your journey to become a published author?<\/strong><\/p>\n

I guess you could say it started out quick and slowed from there. Back in March of 2018 after giving a seminar, I made a snap decision to write a book on The Smith Manoeuvre, a financial strategy which helps Canadian homeowners improve their cash flow and net worth. I had been an investment advisor for a dozen years and came to the realization that I could help more Canadians achieve financial freedom by writing and getting out there to speak to audiences rather than help individual families implement the strategy one at a time.<\/p>\n

I told my colleague that I was selling my business to him at the end of June and set about at a furious pace with the book written, complete and finished in about three months.\u00a0 Of course, once I had \u2018finished\u2019 the manuscript, I couldn\u2019t stop \u2018finishing\u2019 it. It was well over a year later that I was finally satisfied. As I mentioned, I thought I was ready for publication pretty early on in my new writing career, but Julie and her team were very patient and helpful in letting me go through my process.\u00a0 Julie was very generous with her time both in person and over the phone, and I certainly wouldn\u2019t have the quality of product that I do without her and her team.<\/p>\n

[\/et_pb_blurb][et_pb_toggle title=”Show More” open_toggle_background_color=”rgba(0,0,0,0)” closed_toggle_text_color=”#000000″ closed_toggle_background_color=”rgba(0,0,0,0)” use_icon_font_size=”on” module_class=”et-readmore-toggle” _builder_version=”4.9.0″ _module_preset=”default” title_font=”Playfair Display||||||||” title_font_size=”20px” closed_title_font=”Playfair Display||||||||” closed_title_font_size=”20px” module_alignment=”center” custom_padding=”0px|0px|0px|0px|false|false” custom_css_main_element=”display: flex;||flex-direction: column;||align-items: flex-end;||||||” custom_css_toggle_title=”order:2;||padding: 0px 20px 0px 0px !important;” custom_css_toggle_content=”order: 1;||padding: 0px;” border_width_all=”0px”]<\/p>\n

How does the writing process work for you? Do you schedule a time every day, work madly when inspiration hits or?<\/strong><\/p>\n

At the beginning I found all sorts of time to write at any hour. Having been helping clients with The Smith Manoeuvre for twelve years, I knew it inside out in my head and just wanted to bang away at the keyboard as often as possible to get everything on the page as fast as possible, then go back and refine the content. So to start, it was a very enjoyable, exciting process.<\/p>\n

But just like a lot of things, I guess, there comes a stretch where it starts to feel less like you\u2019re writing for the enjoyment and more like you\u2019re writing because you\u2019ve started something and it absolutely must get completed. Not that it ever felt like work, but like if you buy an old car to restore \u2013 for a while, you\u2019re up at 5 a.m. every day and banging away until your wife calls you in for dinner. Then later on you start working on it a bit later and coming in earlier \u2013 but you eventually get it on the road.\u00a0 Again, it didn\u2019t feel like work, but writing a book certainly does take a lot of work, if you will.<\/p>\n

And on top of the experience of knowing I was creating something physical was the knowledge that the information I had, the expertise I had, needed to be shared with as many Canadian homeowners as possible. We Canadians do not have it easy, but there is help, and I knew that getting\u00a0Master Your Mortgage for Financial Freedom\u00a0into the hands of Canadians was the best way for me to do my part in making things financially easier for many, many people.<\/p>\n

What did you find most difficult about the writing and publishing process? What was the easiest?<\/strong><\/p>\n

Most difficult, I think, was forcing myself to stop and say, \u201cThis is it. It\u2019s done\u201d; whether it was in regard to a paragraph, a chapter or the whole book. I love words \u2013 how they can be put together and manipulated \u2013 and always felt that I could say something more concisely or clearly.\u00a0 But there comes a time when you have to tell yourself that any more changes are simply that \u2013 changes.<\/p>\n

As for the easiest, that would probably be simply finding the time to sit down and hammer away when there was something I was excited to share. Maybe it was finally realizing how to best convey a concept or how to use an example or two to introduce an important idea.\u00a0 I also enjoyed injecting a fair amount of humour into a topic that isn\u2019t typically one of the funnest subjects.\u00a0 Then again, maybe my readers will come to the conclusion that injecting humour turned out to be one of the most \u2018difficult\u2019 parts of the process for me. In my defence, I\u2019m a finance guy; I don\u2019t do stand-up.<\/p>\n

What title have you released? Please include a short synopsis of what your book is (or books are) about.<\/strong><\/p>\n

Master Your Mortgage for Financial Freedom, is my first and it describes how a simple one-time restructuring of your finances can vastly improve Canadian homeowners\u2019 well-being. This mortgage we have, this \u2018thing\u2019 that allowed us to buy our home and raise our families in peace and serenity, is also the very thing that threatens our peace and serenity.\u00a0 The mortgage payments take a huge cut out of our paycheques each and every month and with the other costs of life, taxation, and inflation, the vast majority of us have little, if anything, left over at the end of the month to invest for our future.<\/p>\n

And so we tend to wait for that mortgage to be paid out until we start saving for our retirement, but by then it is way too late. We\u2019ve missed out on 25 years or more of compound growth and risk actually having to be financially reliant on our children, forced to downsize, forced sign up for a reverse mortgage or actually having to work in our \u2018retirement\u2019 \u2013 we\u2019ve all seen the seniors working at the big box stores or behind the counter at a fast food restaurant asking,\u201cIs that for here or to go?\u201d<\/p>\n

The Smith Manoeuvre accomplishes three very beneficial things simultaneously and starting now \u2013 the homeowner will receive tax refunds where tax refunds did onot exist before, they will be able to eliminate that expensive mortgage in record time, and they will start saving for their future each and every month with funds that weren\u2019t available to them before. It\u2019s legal, and in fact, endorsed, by the Canada Revenue Agency. It is simple and it doesn\u2019t cost the homeowner any more money out of their pockets each month. It\u2019s all in the way we approach money \u2013 approach it like the wealthy do, and you\u2019re on your way to becoming wealthy.<\/p>\n

Do you have any new books in the planning or writing stage?<\/strong><\/p>\n

I do. Although I am not spending a lot of time on it at the moment considering the launch of this first book, I have started to plan and write my second book which will focus on the psychology of money.<\/p>\n

The idea for this book came during my time as an investment advisor. After taking on over 500 families as clients, you start to see many varied approaches to money.\u00a0 Quite honestly, some of these approaches are as fascinating as they are scary. So I have done a little digging based around my observations and am starting to realize how the ideas about money that we form when we\u2019re young are carried intact through adulthood and affect not only how poor or wealthy we are, but how we are succeeding or failing in our relationships as well.<\/p>\n

The personal relationship side of this is particularly interesting because while we know couples argue about money all the time, when you really look into it, you are able to start putting identifiers and labels to specific behaviours and you can follow the trail as to how two people can see the same thing so differently. Sex and money \u2013 the two biggest causes of divorce. If we are having a tough time with one of them, we\u2019re probably having a tough time with the other.<\/p>\n

What would you like readers to know about you?<\/strong><\/p>\n

Well, I guess you would have to say that over the past year and a half I have come to realize how important it is to actively care for others. This may have come a bit late in life, I\u2019m afraid. Since I sold my practice, instead of having my head down taking care of the daily business, I have had my head up, you could say.<\/p>\n

For the twelve years I was an advisor, taking care of my clients was very emotionally involving and time consuming. I had little time to look around, to connect with others outside of work parameters. I have become more involved socially, in the business community and in education in general. I try to live my life in the spirit of giving without asking; offering without expectation. The rewards that come with that mindset have been evident all my life, but I haven\u2019t really felt it until recently.\u00a0 It\u2019s a great way to live and it builds connection in a way that living in a quid pro quo mindset cannot.<\/p>\n

So here I am, putting myself out there writing, speaking and educating, trying to offer people what I have, in the hopes that it can help some be a bit better off financially, and therefore emotionally. Wouldn\u2019t it be just great if Canadians were able to live a life of deep security rather than a life of concern?<\/p>\n

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